1. No Monthly Fee

Choose a bank with no monthly fee. That way you can hold your money in an account without incurring a charge. If the bank requires a monthly fee, it should be avoidable by maintaining a minimum balance, using direct deposit, or similar baseline requirement. SmartBank offers checking account options with no monthly fee and accounts with no fee if you maintain a certain balance.

2. No Minimum Balance Requirement

Seek out a bank that can provide you checking account services with no minimum balance requirement. If a bank implements a minimum balance policy, your hard earned money will be forced to sit in the bank without accruing any interest.

A minimum monthly fee is not necessarily a deal breaker though, if the bank provides a competitive interest rate. A good bank will present its clients with a variety of checking account options. SmartBank offers various personal and business checking solutions, including those with no minimum balance requirement as well as those with a minimum balance but high interest rate.

3. Free ATM Access

Many times you will be running low on time and not have the luxury of visiting your home bank. That’s why it’s important you have free ATM access. ATM fees can add up quickly, costing you money to access what’s already yours! Further, you want to make sure the bank you choose has an extensive network of ATMs where you are located, so you can access your money at the time you need it. SmartBank has ATMs stationed throughout Knoxville, TN to meet our client’s needs.

4. Zero Limitations on the Number of Transactions

You should have the ability to withdraw from your checking account as much as you like without the fear of a penalty. For a savings account, this is different, as you may want a penalty to ensure you don’t continuously dip into it. But when it comes to checking, you want the convenience of taking out money whenever you need it. At SmartBank, we do banking the smart way by offering unlimited withdrawals from your checking account.

5. Online and Mobile Access

Lastly, find a bank with both online and mobile banking access. This gives you the convenience of accessing your account from anywhere, so you can make deposits, transfer money, and check your balance on the go.

SmartBank provides both online and mobile banking solutions to our clients, and we even have our own mobile app. With the comprehensive SmartBank mobile app, you can pay bills, deposit checks, transfer money, and, of course, check your balance.

Make the Smart Knoxville Banking Decision

By keeping all of these items in mind when searching for your next bank, you will increase your chances of making the right choice. If you’re looking for the smartest banking choice in Knoxville, TN, you want SmartBank. we offer the best possible banking experience available.

1. No Monthly Fee

Choose a bank with no monthly fee. That way you can hold your money in an account without incurring a charge. If the bank requires a monthly fee, it should be avoidable by maintaining a minimum balance, using direct deposit, or similar baseline requirement. SmartBank offers checking account options with no monthly fee and accounts with no fee if you maintain a certain balance.

2. No Minimum Balance Requirement

Seek out a bank that can provide you checking account services with no minimum balance requirement. If a bank implements a minimum balance policy, your hard earned money will be forced to sit in the bank without accruing any interest.

A minimum monthly fee is not necessarily a deal breaker though, if the bank provides a competitive interest rate. A good bank will present its clients with a variety of checking account options. SmartBank offers various personal and business checking solutions, including those with no minimum balance requirement as well as those with a minimum balance but high interest rate.

3. Free ATM Access

Many times you will be running low on time and not have the luxury of visiting your home bank. That’s why it’s important you have free ATM access. ATM fees can add up quickly, costing you money to access what’s already yours! Further, you want to make sure the bank you choose has an extensive network of ATMs where you are located, so you can access your money at the time you need it. SmartBank has ATMs stationed throughout Knoxville, TN to meet our client’s needs.

4. Zero Limitations on the Number of Transactions

You should have the ability to withdraw from your checking account as much as you like without the fear of a penalty. For a savings account, this is different, as you may want a penalty to ensure you don’t continuously dip into it. But when it comes to checking, you want the convenience of taking out money whenever you need it. At SmartBank, we do banking the smart way by offering unlimited withdrawals from your checking account.

5. Online and Mobile Access

Lastly, find a bank with both online and mobile banking access. This gives you the convenience of accessing your account from anywhere, so you can make deposits, transfer money, and check your balance on the go.

SmartBank provides both online and mobile banking solutions to our clients, and we even have our own mobile app. With the comprehensive SmartBank mobile app, you can pay bills, deposit checks, transfer money, and, of course, check your balance.

Make the Smart Knoxville Banking Decision

By keeping all of these items in mind when searching for your next bank, you will increase your chances of making the right choice. If you’re looking for the smartest banking choice in Knoxville, TN, you want SmartBank. we offer the best possible banking experience available.